What is in the samll business financial resource guide?. Federal government resources. State government resources. Private-sector resources. The government definition of a "Small Business". Minority businesses. Business planning & financial success. Common reasons for business failure. When to seek financing. Financing options. Short versus long-term financing. Using a business plan to get a loan. The five partners of every loan. How financial institutions work with the government. How to obtain business financing. Understanding financial statements. Preparing loan applications. Typical time required for loan approval. Resources for loan documentation preparation. Federal government financial resources. General business resources. Minority & women's resources. Agriculture an rural development resources. Export resources. Environmental and energy resources. Technology resources. State-specific resources. Overview. Functions. State programs for small businesses. Private-sector and online sources of financial assistance. Certified development companies. Small business investment companies. Venture capital. Selected business and trade associations. Selected minority and women's business and professional associations. Online computer information.